How to read the Payment fees report

This report provides a summary of interchange and processing fees associated with payments at a company, payout account and site.

Filters

To customise the dashboard to your needs, use the following filters:

Field Name	Description
Company	Merchant company as defined in your Wpay account hierarchy.
Payout account	Merchant payout account as defined in your Wpay account hierarchy.
Site ID and name	Merchant site ID and name as defined in your Wpay account hierarchy.
Card type	The payment card type, e.g. Debit, Credit, Alternative Payment Methods (APM).
Scheme	The payment scheme, e.g. Visa, Mastercard, Alipay etc.
Store listing date range	The date range applicable to the store listing table. The listing table can be updated to reflect a total period of 6 months.

Toggles

You can further tailor the dashboard using the following toggles:

Toggle Name	Description
Timeframe	Choose between a daily, weekly or monthly selection for the dashboard data.
Calendar type	Select either a regular calendar month (with varying days) or a retail month (following a 4-5-4 calendar) for comparability between periods.

Glance statistics

At the top of the page, you will find key metrics for easy access.

Metric	Description
Current period	This reflects the reporting period based on the user-selected toggles
Interchange fees	The interchange fee amount charged to the account in the current period.*
Processing fees	The processing fee amount charged to the account in the current period.*
Scheme fees	The scheme fee amount charged to the account in the current period.*
Total fee amount	The combination of the interchange fees and processing fees charged to the account in the current period.*

*The interchange fee, processing fee, scheme fee and total fee amounts charged are estimated for the last 3 full days in the current period.

Payment fees overview

The payment fees overview chart provides historical data on interchange, processing, and scheme fee amounts. Additionally, it shows the trends for respective interchange, processing, and scheme fee rates. These rates are calculated by dividing the total fee amount by the total number of transactions.

Payment fee breakdown by store

This section provides a detailed summary of fee amounts charged to the account at each of your sites. Interchange, processing, scheme, and total fee amounts are provided per site based on the selected store listing date range.