Creating PayTo Instruments
While in checkout, buyers need to be provided with the option of paying with PayTo. Two scenarios need to be considered:
- Buyer has no saved PayTo instruments, and must be given the option to set one up.
- Buyer has at least one PayTo instrument, and should be given the option to set up more (e.g. they might want to use a different bank account).
To set up new PayTo instruments, buyers must be redirected to our PayTo experience. Upon successful redirection buyers will perform the following steps:
- Submit their bank account details, which in turn creates the PayTo Instrument;
- Authorise the agreement in their bank, therefore activating the PayTo Instrument and triggering the redirection back to merchant's e-commerce store;
- Back in the merchant's checkout, buyers are now able to select the PayTo Instrument and pay.
To perform this redirect, you must
- Call the Create Session API using the
AddAdHocInstrument
action,- Use the received Wpay redirection URL to perform a browser redirect.
Best PayTo customer experience
- Display the PayTo payment method in line with other payment methods already available in your store
- Incorporate the PayTo logo
- Incorporate a catchy tag line (e.g. Immediate, easy and secure payment from your bank account.)
- Tag this payment method as 'New!'
- Tailor the action button, 'Pay with PayTo', and brand with logo
UX/UI sample 1: Buyer has no PayTo Instruments, and is setting the first one up
UX/UI sample 2: Buyer some saved PayTo Instrument(s), and is given the option to set more up
Updated 2 months ago